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  <title>Esshaki Legal — Insights</title>
  <subtitle>Commentary on Michigan and New York business law.</subtitle>
  <link href="https://esshakilegal.com/feed.xml" rel="self" type="application/atom+xml"/>
  <link href="https://esshakilegal.com/insights/" rel="alternate" type="text/html"/>
  <id>https://esshakilegal.com/insights/</id>
  <updated>2026-08-06T00:00:00-04:00</updated>
  <rights>© 2026 Esshaki Legal PLLC. Not legal advice.</rights>
  <author>
    <name>Esshaki Legal Media Team</name>
    <uri>https://esshakilegal.com/insights/</uri>
  </author>
  <icon>https://esshakilegal.com/assets/img/logo.png</icon><entry>
    <title>Title insurance, and what the exceptions mean</title>
    <link href="https://esshakilegal.com/insights/2026/title-insurance/" rel="alternate" type="text/html"/>
    <id>https://esshakilegal.com/insights/2026/title-insurance/</id>
    <published>2026-08-06T00:00:00-04:00</published>
    <updated>2026-08-06T00:00:00-04:00</updated>
    <summary>The policy is defined by what it excludes. The exceptions page is the one to read.</summary>
    <category term="real-estate-law" label="Real Estate Law"/>
  </entry><entry>
    <title>Title endorsements worth requesting</title>
    <link href="https://esshakilegal.com/insights/2026/title-insurance-endorsements/" rel="alternate" type="text/html"/>
    <id>https://esshakilegal.com/insights/2026/title-insurance-endorsements/</id>
    <published>2026-08-05T00:00:00-04:00</published>
    <updated>2026-08-05T00:00:00-04:00</updated>
    <summary>Coverage beyond the basic policy, and what each addresses.</summary>
    <category term="real-estate-law" label="Real Estate Law"/>
  </entry><entry>
    <title>Making a title insurance claim</title>
    <link href="https://esshakilegal.com/insights/2026/title-insurance-claims/" rel="alternate" type="text/html"/>
    <id>https://esshakilegal.com/insights/2026/title-insurance-claims/</id>
    <published>2026-08-04T00:00:00-04:00</published>
    <updated>2026-08-04T00:00:00-04:00</updated>
    <summary>The policy is a contract with notice conditions and a duty to defend.</summary>
    <category term="real-estate-law" label="Real Estate Law"/>
  </entry><entry>
    <title>Curing title defects</title>
    <link href="https://esshakilegal.com/insights/2026/title-curative-work/" rel="alternate" type="text/html"/>
    <id>https://esshakilegal.com/insights/2026/title-curative-work/</id>
    <published>2026-08-03T00:00:00-04:00</published>
    <updated>2026-08-03T00:00:00-04:00</updated>
    <summary>The routine problems found in a search, and how each is fixed.</summary>
    <category term="real-estate-law" label="Real Estate Law"/>
  </entry><entry>
    <title>Reading a title commitment</title>
    <link href="https://esshakilegal.com/insights/2026/title-commitments-and-exceptions/" rel="alternate" type="text/html"/>
    <id>https://esshakilegal.com/insights/2026/title-commitments-and-exceptions/</id>
    <published>2026-07-30T00:00:00-04:00</published>
    <updated>2026-07-30T00:00:00-04:00</updated>
    <summary>Schedule B is the part that matters, and it is the part most buyers skip.</summary>
    <category term="real-estate-law" label="Real Estate Law"/>
  </entry><entry>
    <title>Subpoenas to non-parties</title>
    <link href="https://esshakilegal.com/insights/2026/third-party-subpoenas/" rel="alternate" type="text/html"/>
    <id>https://esshakilegal.com/insights/2026/third-party-subpoenas/</id>
    <published>2026-07-29T00:00:00-04:00</published>
    <updated>2026-07-29T00:00:00-04:00</updated>
    <summary>Getting documents from people who are not in the case, without making them an opponent.</summary>
    <category term="complex-commercial-litigation" label="Complex Commercial Litigation"/>
  </entry><entry>
    <title>Diligence on agents and intermediaries</title>
    <link href="https://esshakilegal.com/insights/2026/third-party-due-diligence-anti-corruption/" rel="alternate" type="text/html"/>
    <id>https://esshakilegal.com/insights/2026/third-party-due-diligence-anti-corruption/</id>
    <published>2026-07-28T00:00:00-04:00</published>
    <updated>2026-07-28T00:00:00-04:00</updated>
    <summary>Third parties are the source of most corruption exposure, and the controls are well established.</summary>
    <category term="white-collar-regulatory-defense" label="White Collar &amp; Regulatory Defense"/>
  </entry><entry>
    <title>Third-party beneficiaries</title>
    <link href="https://esshakilegal.com/insights/2026/third-party-beneficiaries/" rel="alternate" type="text/html"/>
    <id>https://esshakilegal.com/insights/2026/third-party-beneficiaries/</id>
    <published>2026-07-27T00:00:00-04:00</published>
    <updated>2026-07-27T00:00:00-04:00</updated>
    <summary>Someone who never signed can sometimes sue on the contract, if the parties meant them to benefit.</summary>
    <category term="complex-commercial-litigation" label="Complex Commercial Litigation"/>
  </entry><entry>
    <title>The business judgment rule, and how claims get past it</title>
    <link href="https://esshakilegal.com/insights/2026/the-business-judgment-rule/" rel="alternate" type="text/html"/>
    <id>https://esshakilegal.com/insights/2026/the-business-judgment-rule/</id>
    <published>2026-07-23T00:00:00-04:00</published>
    <updated>2026-07-23T00:00:00-04:00</updated>
    <summary>It protects the process, not the outcome. That is why viable claims are about who was in the room rather than about the decision.</summary>
    <category term="shareholder-disputes" label="Shareholder Disputes"/>
  </entry><entry>
    <title>Text messages as evidence</title>
    <link href="https://esshakilegal.com/insights/2026/text-messages-in-litigation/" rel="alternate" type="text/html"/>
    <id>https://esshakilegal.com/insights/2026/text-messages-in-litigation/</id>
    <published>2026-07-22T00:00:00-04:00</published>
    <updated>2026-07-22T00:00:00-04:00</updated>
    <summary>Collection, authentication and the phone that was replaced.</summary>
    <category term="complex-commercial-litigation" label="Complex Commercial Litigation"/>
  </entry><entry>
    <title>Online terms and enforceability</title>
    <link href="https://esshakilegal.com/insights/2026/terms-of-service-enforceability/" rel="alternate" type="text/html"/>
    <id>https://esshakilegal.com/insights/2026/terms-of-service-enforceability/</id>
    <published>2026-07-21T00:00:00-04:00</published>
    <updated>2026-07-21T00:00:00-04:00</updated>
    <summary>Whether the user agreed, which decides arbitration and everything else.</summary>
    <category term="complex-commercial-litigation" label="Complex Commercial Litigation"/>
  </entry><entry>
    <title>Termination rights and break fees</title>
    <link href="https://esshakilegal.com/insights/2026/termination-rights-and-fees/" rel="alternate" type="text/html"/>
    <id>https://esshakilegal.com/insights/2026/termination-rights-and-fees/</id>
    <published>2026-07-20T00:00:00-04:00</published>
    <updated>2026-07-20T00:00:00-04:00</updated>
    <summary>Walking away from a signed deal, and what it costs to do so.</summary>
    <category term="complex-commercial-litigation" label="Complex Commercial Litigation"/>
  </entry><entry>
    <title>Tenant improvement allowances and construction in leases</title>
    <link href="https://esshakilegal.com/insights/2026/tenant-improvement-allowances/" rel="alternate" type="text/html"/>
    <id>https://esshakilegal.com/insights/2026/tenant-improvement-allowances/</id>
    <published>2026-07-16T00:00:00-04:00</published>
    <updated>2026-07-16T00:00:00-04:00</updated>
    <summary>Who builds, who pays, and when the money actually arrives.</summary>
    <category term="real-estate-law" label="Real Estate Law"/>
  </entry><entry>
    <title>Temporary restraining orders</title>
    <link href="https://esshakilegal.com/insights/2026/temporary-restraining-orders/" rel="alternate" type="text/html"/>
    <id>https://esshakilegal.com/insights/2026/temporary-restraining-orders/</id>
    <published>2026-07-15T00:00:00-04:00</published>
    <updated>2026-07-15T00:00:00-04:00</updated>
    <summary>Emergency relief, sometimes without the other side present.</summary>
    <category term="complex-commercial-litigation" label="Complex Commercial Litigation"/>
  </entry><entry>
    <title>Tax increment financing</title>
    <link href="https://esshakilegal.com/insights/2026/tax-increment-financing-plans/" rel="alternate" type="text/html"/>
    <id>https://esshakilegal.com/insights/2026/tax-increment-financing-plans/</id>
    <published>2026-07-14T00:00:00-04:00</published>
    <updated>2026-07-14T00:00:00-04:00</updated>
    <summary>Capturing growth in tax revenue to fund development.</summary>
    <category term="municipal-law" label="Municipal Law"/>
  </entry><entry>
    <title>Deal structure and tax</title>
    <link href="https://esshakilegal.com/insights/2026/tax-considerations-in-a-sale/" rel="alternate" type="text/html"/>
    <id>https://esshakilegal.com/insights/2026/tax-considerations-in-a-sale/</id>
    <published>2026-07-13T00:00:00-04:00</published>
    <updated>2026-07-13T00:00:00-04:00</updated>
    <summary>Why a buyer wants assets and a seller wants stock, and the elections in between.</summary>
    <category term="complex-commercial-litigation" label="Complex Commercial Litigation"/>
  </entry><entry>
    <title>Target, subject or witness</title>
    <link href="https://esshakilegal.com/insights/2026/target-subject-witness/" rel="alternate" type="text/html"/>
    <id>https://esshakilegal.com/insights/2026/target-subject-witness/</id>
    <published>2026-07-09T00:00:00-04:00</published>
    <updated>2026-07-09T00:00:00-04:00</updated>
    <summary>Three words that determine everything about how an investigation should be handled.</summary>
    <category term="white-collar-regulatory-defense" label="White Collar &amp; Regulatory Defense"/>
  </entry><entry>
    <title>Target letters and what to do about them</title>
    <link href="https://esshakilegal.com/insights/2026/target-letters-and-status/" rel="alternate" type="text/html"/>
    <id>https://esshakilegal.com/insights/2026/target-letters-and-status/</id>
    <published>2026-07-08T00:00:00-04:00</published>
    <updated>2026-07-08T00:00:00-04:00</updated>
    <summary>A formal notice that the government believes you committed a crime, and the beginning of a decision tree.</summary>
    <category term="white-collar-regulatory-defense" label="White Collar &amp; Regulatory Defense"/>
  </entry><entry>
    <title>Regulatory takings</title>
    <link href="https://esshakilegal.com/insights/2026/takings-regulatory/" rel="alternate" type="text/html"/>
    <id>https://esshakilegal.com/insights/2026/takings-regulatory/</id>
    <published>2026-07-07T00:00:00-04:00</published>
    <updated>2026-07-07T00:00:00-04:00</updated>
    <summary>When regulation goes too far, and the tests that measure how far.</summary>
    <category term="constitutional-law" label="Constitutional Law"/>
  </entry><entry>
    <title>Regulatory takings and inverse condemnation</title>
    <link href="https://esshakilegal.com/insights/2026/takings-and-inverse-condemnation/" rel="alternate" type="text/html"/>
    <id>https://esshakilegal.com/insights/2026/takings-and-inverse-condemnation/</id>
    <published>2026-07-06T00:00:00-04:00</published>
    <updated>2026-07-06T00:00:00-04:00</updated>
    <summary>Government need not seize property to owe compensation. Regulation can go too far.</summary>
    <category term="municipal-law" label="Municipal Law"/>
  </entry>
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